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Business Checking Accounts

SENB Bank has been committed to the prosperity of businesses in the Quad Cities, Stateline and our neighboring communities since 1961. We work hard to help you keep your business running as smoothly as possible by providing personal service, high-tech solutions, and innovative products. We are your one-stop-shop for reliable and secure banking services designed for your local business. With nearly 150 years of cumulative experience, our business banking team works with you to understand which of our accounts or loans is the best fit for you. We help our community grow by guiding local businesses of all sizes through the account opening and lending process. SENB’s banking team is prepared to provide you a “Smart. Easy. Notably Better.” banking experience.

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Compare Business Checking Accounts

Business Checking

Small Business Checking

Business Checking with Interest

Description Effective for the needs of small to large-sized businesses Affordable account designed for companies with low to moderate activity An Interest-bearing account for sole proprietorships, non-profit and governmental organizations
Minimum Opening Deposit $100.00 $100.00 $100.00
Minimum Balance None $1,000 daily ledger balance None
Earning Allowance This allowance is used as a means to offset fees. It is calculated based on the collected balance N/A N/A
Monthly Maintenance Fee $12.00 Free account if daily ledger balance is above minimum and customer receives eStatements.

$15 if daily ledger balance is below minimum.

$7 if daily ledger balance is above minimum but customer receives paper statements

Activity Charges N/A $0.25 each in excess of 100 N/A
Checks written or other debits  $0.20 each First 100 debits and credits are free  $0.20 each
 Foreign Items Deposited $0.12 each N/A  $0.12 each
Foreign Items Returned  $6.00 each N/A  $6.00 each
 Extra Statements  $4.00 each N/A  $4.00 each
Interest  None  None Variable
Treasury Management Services Available Available Available

When you partner with SENB Bank for your business savings account, your business can access multiple support features to manage your business more efficiently, including Online Banking and Treasury Management tools.

Explore Business Checking Accounts

SENB Bank offers a variety of business checking accounts that meet the unique needs of both large and small businesses across industries.

  • Business Checking: We can help you build a checking account specifically tailored to meet your needs.
  • Small Business Checking: Checking account options designed for local small businesses and startups.
  • Premium Money Market: A tiered checking account that earns a higher interest rate based on the balance.

Better yet, when you partner with SENB Bank for your business checking account, your business can access the wide variety of support features to manage your business more efficiently, including access to our Treasury Management Team and Services.

What do you need to open your account?

When you visit an SENB Bank location to open a business checking account, you’ll want to bring the following documentation to streamline the process:

  • Registration documents, such as Articles of Incorporation / Organization
  • Operating Agreement / By-laws
  • Employee Identification Number
  • Business documents and current Photo ID

Open a Commercial Checking Account Today

Whether you’re ready to open an account or you just need more information, we’re here to help. Fill out the following form and a member of our team will contact you to assist with your request. Thank you!

Questions about Business Checking?

Our business banking team is always ready to help you find the right financial solutions to reach your goals. Our team specializes in helping small and mid-sized businesses grow through our suite of banking products and services, and we’re confident that we can help. We put your best interests first and look to build long-term banking relationships to be your one-stop-shop for all of your business banking needs. Give us a call or email us today!

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