Treasury Management

SENB Bank has been committed to the prosperity of businesses in the Quad Cities and the Stateline Region since 1961. We work hard to help you keep your business running as smoothly as possible by providing personal service, high-tech solutions, and innovative products. We are your one-stop-shop for reliable and secure banking services designed for your local business.

With nearly 150 years of cumulative experience, our business banking team works with you to understand which of our accounts or loans is the best fit for you. We help our community grow by guiding local businesses of all sizes through the account opening and lending process. SENB Bank team members are trained and prepared to provide you a “Smart. Easy. Notably Better.” banking experience.

Remote Deposit Capture

Remote Deposit allows your staff to scan checks received for payment, and electronically transmit the scanned images to the bank for deposit, right from their desktop.

Merchant Credit Card Processing

Credit and debit card processing is essential for doing business today. We’re positioned to provide you the latest technology, products and services. This includes card terminals, software and an app that will process transactions and automatically deposit them into your SENB checking account, as well as a competitive cost proposal and quick turnaround time.

Lockbox Services

Access funds faster and reduce the risk of error by having payments collected at a secure post office box and transported directly to the bank for processing. Lockbox services eliminates the need for employees to handle and deposit incoming checks and helps in lowering your costs.

ACH

Enjoy more flexibility and control by sending and receiving funds with electronic processing. The benefits of ACH include moving funds faster, reducing risk of errors and fraud, eliminating paper costs, and optimizing cash control using fewer resources.

Direct Deposit (ACH)

This is a convenient way to handle payroll, expense reimbursements, bonuses, and commissions.

Sweeps

Excess funds can be swept overnight to either increase balances earning more interest, or reduce loan balances to save money.

Wire Transfer Solutions

Domestic and international wire transfers are available.

Positive Pay

Deter check fraud by ensuring the only checks that clear the business account match what have been issued.