Smart Business Rewards Card

More Rewards. Less Rules. No Point Limits. Earn 2X rewards in your top 2 categories.

  • APR* for Purchases and Balance Transfers: 15.99% to 20.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions
  • 2X points per $1 spent in your top two spend categories each month – Automatically
  • 1X points monthly per $1 spent on other eligible purchases
  • 20,000 bonus rewards points (equal to $200) rewarded when you spend $500 within first 90 days of account opening2
  • Annual Fee: $0 introductory annual fee for the first 12 months, After that $95 for the first year and every year after it will be $95 for Account Owners and $0 for Authorized Employees. Terms & Conditions

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