Terry L. Esch

Executive Vice President and Chief Credit Officer




  • Finance and Financial Economic Degrees, University of Iowa
  • Graduate of Stonier Graduate School of Banking
  • Graduate of the National Commercial Lending Graduate School


Terry joined SENB in 1986 and is responsible for all aspects of the bank’s loan portfolio

Outside of Work

Terry is very involved in the community, including the Blackhawk College Small Business Development Center and the Air Service Committee at the QCI Airport..

“Please remember email messages are sent over the internet and are not sent in encrypted or secure format. 
Do not send: Account, Personal or Confidential Information”

Recent blog posts

Need Some Help?

We'd love to help you out. Just send us a message and our team will be in touch!

Contact us