Terry Esch

Terry L. Esch

President and CEO




  • Finance and Financial Economic Degrees, University of Iowa
  • Graduate of Stonier Graduate School of Banking
  • Graduate of the National Commercial Lending Graduate School


Terry joined SENB Bank in 1986, after spending the first 5 years of his banking career in Dubuque, Iowa.


Terry has four decades of experience in banking, including expertise in lending and lending administration, business and retail banking, bank management and bank administration, and Wealth Management oversight.

Outside of Work

Terry has served on the boards and committees of numerous not-for-profit organizations over the years, including The Arc of the Quad Cities Area, the Blackhawk College Small Business Development Center, the Quad Cities Chamber of Commerce Air Service Committee and as the Trustee of the Wilbur Burress Foundation. In his leisure time, Terry enjoys reading, golf, skiing, swimming and bicycling.

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