Traditional Checking

SENB has been committed to the prosperity of the Quad Cities and our neighboring communities since 1961, and we are now proudly serving the Stateline community since 2019. We work hard to make your financial life the best it can be by providing you personal service, high-tech solutions, and innovative products. SENB team members are trained and prepared to provide you with a banking experience that is Smart. Easy. Notably Better. Contact us, visit your nearest location, or open a checking or savings account online today!

We offer a wide variety of checking accounts to help you meet your needs and achieve your financial goals.   We have checking accounts for everyone from homeowners to those that just want a basic, hassle-free account.  

Check out our checking comparison chart to see which account fits your needs. 

Compare Checking Accounts

SENB Essential Checking Account

HomeFree Checking Account

SuperNow Checking Account

Description As the name implies, a great all-around checking account. A free checking account exclusively designed with homeowners in mind A traditional checking account with interest
Minimum Opening Deposit $100.00 $100.00 $1,000.00
Minimum Balance None None $1,000.00
Monthly Maintenance Fee If you receive an eStatement $7
If you receive a paper statement $10
None $8.50 (If below minimum balance)
Earns Interest No Yes Yes
Open Account Open Account Open Account

Traditional Checking vs. Kasasa Checking

With Kasasa Checking you earn rewards. The difference between Kasasa Checking and our traditional checking accounts is that you must meet the following monthly requirements to qualify for Kasasa benefits:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Must enroll in and receive eStatements

Interested in our Kasasa Cash or Kasasa Cash Back personal checking accounts? Click on the link to learn more!


Centsible Saving

Are you looking for a way to build your savings faster? Add the Centsible Saving feature to any SENB Bank personal checking account for an effortless way to save! Whenever you make a debit card purchase, the total will automatically “round up” to the next dollar. We will deposit the difference in an account of your choice.

Benefits of Centsible Saving

SENB makes it easy to grow your savings when you make purchases with your debit card:

  • Everyday purchases add up to extra deposits in the account of your choice.
  • The more you use your enrolled debit card, the more change you’ll collect.

Enroll in Centsible Saving today!

Grow your savings faster with the everyday purchases you already make. To add the Centsible Saving feature to your checking account, visit one of our Banking Centers in the Quad Cities, the Stateline Region and neighboring communities or contact us today!


Additional Services

We make banking easy! All accounts have access to:

  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Mobile Banking**
  • eStatements
  • Visa® Debit Cards
  • Safe Deposit Boxes
  • Telephone Banking
  • Gift and Travel Cards
  • Many conveniently-located ATMs
  • Contact us to learn more!

**There is no charge for Mobile Banking, but your mobile phone service provider may charge for text messages and/or web access, and access outside the United States may be limited by your service provider. Be sure to check your service plan for additional details.

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