Young black couple moving into their new house

Apply for a Home Equity Loan

As a community mortgage lender, we’ve built our reputation on responsible lending practices in the Quad Cities and Stateline regions. Our experienced mortgage lenders offer a hands-on approach to personally guide you through all the options for mortgage products and programs. SENB team members are trained and prepared to provide you a “Smart. Easy. Notably Better.” banking experience, and you have our promise we will do everything we can to meet your unique financial challenges and optimize opportunities. You’ve earned the equity in your house, so use it when you need it!

Apply for a Home Equity Loan

What is a Home Equity loan?

This type of fixed-rate term loan allows you to borrow money against a certain percentage of the equity you’ve built in your home. Equity is the difference between your current mortgage balance and what your home could sell for on the market. Because your home equity secures the loan, you can borrow at a better interest rate than just about any other type of personal financing.

Benefits of a Home Equity loan?

  • Fixed Rate up to 6 years makes payments the same each month
  • Available in one lump sum to use as you wish
  • Competitive rates
  • Local, Community Bank decisions and a quick, easy application process

What can a Home Equity loan be used for?

  • Home renovations
  • College tuition
  • Consolidate higher interest debt
  • Medical bills
  • …and much more!

Whatever your home improvement dreams are or whatever reason you need extra cash, please know our team is committed to providing competitive rates, an easy application process, and fast, local service.

Learn More About a Home Equity Loan

Whether you’re ready to apply for a home equity line of credit, or you just need more information, we’re here to help. Fill out the following form and a member of our team will contact you to assist with your request. Thank you!

Recent Blog Posts


Need Some Help?

We'd love to help you out. Just send us a message and our team will be in touch!

Contact us