Apply for a Mortgage Loan

As a community mortgage lender, we’ve built our reputation on responsible lending practices in the Quad Cities and Stateline regions. Our experienced team of mortgage lenders offer a hands-on approach to personally guide you through all the options for mortgage products and programs. SENB team members are trained and prepared to provide you a “Smart. Easy. Notably Better.” banking experience and you have our promise we will do everything we can to meet your unique financial challenges and optimize opportunities. Together, we’ll decide which home loan option is best for you.

Benefits of a Mortgage Loan from SENB Bank

SENB Bank has been helping our neighbors finance their dreams of home ownership since 1961. Customers love working with us because we offer:

• Competitive mortgage interest rates
• Fast, local decision making
• Quick, easy application process
• A consultative approach to the mortgage lending process
• Work with someone from your community

Types of Mortgage Loans We Offer

Whether you’re buying your first home or your forever home, SENB Bank has a variety of lending solutions to help you achieve your goal.

Fixed-Rate and Adjustable Rate Mortgage Loans:

Choose between a fixed-rate mortgage with a predictable monthly payment or take advantage of the low introductory rates on adjustable-rate mortgages (ARM loans). These are the most common types of home loans, and allow you confidently budget your monthly house cost and plan for the future. Choose from a 30, 20, or 15-year term, whichever is ideal for your needs.

First-Time Home Buyer Loans:

We work with first-time buyers to help you review all your options for home loans and down payment assistance. Owning a home may be easier than you ever imagined – start a conversation with a mortgage lender today or apply online to get started. Learn more about first-time homebuyer loans!

Owner-Occupied Rehabilitation Mortgage:

Need to give your home a major renovation? This option helps you finance costly repairs and remodel projects for your home. Learn how SENB Bank can help!

Need guidance to find the perfect home loan?

Starting your homebuying journey can be a daunting process. Let our team of mortgage lending experts help you take the first step! Start a conversation with a mortgage lender in your area today to discuss your home loan options, answer any questions you might have about the lending process, and to see if you qualify for any loan programs. We have over 100 years’ worth of cumulative experience helping residents of the Quad Cities and Stateline Wisconsin finance their homes. We make it easy to get started – find a local mortgage lender today!

Need additional guidance? Fill out the following form and a member of our team will contact you to assist with your request. Thank you!